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Housing finance reform should fix what’s broken

“An important first step is allowing Fannie Mae and Freddie Mac to exit conservatorship as private companies with access to a federal guarantee that is paid for rather than implied. We need to finish the work we began in the Housing and Economic Recovery Act of 2008, which made the government rescue of the mortgage market possible. We need to fix what is broken.”
– David M. Dworkin

The Harm to Affordable Housing

“That’s how we could end up with a tax bill that cost us a quarter million units of affordable housing over ten years, and have that not be mentioned in the national debate.”
– David M. Dworkin

Cedar Rapids considers reinstating affordable housing commission

“On the other hand, including affordable units in a development can undercut its financial feasibility, reports the Urban Institute and National Housing Conference. For example, lower-cost units would mean less projected revenue, which could decrease the ability to secure a construction loan, the report found.”

Mapping the Spread of Inclusionary Housing Policies

“Critics say that inclusionary zoning policies drive up housing costs by limiting the total amount of housing built. In the majority of cases that isn’t true, according to 2016 research by the National Housing Conference’s Center for Housing Policy.”

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