NHC has put together a report that recaps discussions on: Shaping the Future of Housing Finance Reform, Passing the Neighborhood Homes Investment Act, Closing the Black Homeownership Gap, and more from our Solutions for Affordable Housing 2019 convening.
The last remaining piece of reform after the financial crisis and Great Recession is how to structure the secondary mortgage market, including the role of Fannie Mae and Freddie Mac. While there is broad agreement that reform of these government sponsored enterprises (GSEs) is necessary to ensure a strong and stable housing economy, there continue to be fundamental disagreements on a range of key issues.
This paper details key objectives any reform or restructuring of the secondary mortgage market system must focus on. Over the past year, NHC convened a broad range of experts on housing finance to inform this paper.
Funded by a grant from the Kresge Foundation, the National Housing Conference (NHC) convened a series of health and housing working group meetings to bring together practitioners from both the nonprofit and for-profit affordable housing sphere with health care organizations. The objective was to explore practical and actionable ways that housing developers can work together with health systems and managed care organizations to build new affordable housing units while reducing unreimbursed medical costs in high-cost populations. Over the course of nine months, the group worked to identify the necessary next steps in order to foster more direct investment by health organizations in affordable housing, while identifying challenges that continue to require mitigating strategies.
The annual Paycheck to Paycheck report from the National Housing Conference (NHC) examines workers’ ability to a?ord housing in metro areas across the United States. NHC partnered with Housing Colorado to focus on the unique housing affordability challenges in Colorado. This report compares median housing costs and median income data in six metro areas — Denver, Boulder, Greeley, Fort Collins, Pueblo and Colorado Springs — for five key community occupations: childcare worker, firefighter, dental assistant, plumber and bank teller.
The report, which focuses on the affordability challenges faced by carpenters; electricians; heating, ventilation, and air conditioning (HVAC) mechanics; maintenance workers and plumbers
“Using Land to Restore Neighborhoods and Build Community” explores how community land trusts can be implemented to address a wide variety of needs and profiles four community land trust organizations that share how they evolved to better serve their communities.
The report, which focuses on the affordability challenges faced by healthcare workers, highlights five fast growing healthcare occupations: dental assistant, emergency medical technician, home health aide, licensed practical nurse and physical therapy aide.
Allocating affordable housing funds can be a daunting task, when need outpaces funds and political pressures abound. The National Housing Conference and the members of our Inclusive Communities Working Group therefore thought it would be helpful to share principles to guide states and localities in allocating resources. These principles arose from the group’s discussions of participants’ experiences and their observations of different allocation processes over time. We include some examples of allocation procedures based on the principles to help make the ideas more concrete.
This research note expands on the Paycheck to Paycheck 2016 analysis and explores the context in which these salaries are being earned by examining household spending on a variety of items. Households must balance their spending on housing with their spending on other key household needs, such as transportation and healthcare. The lowest income households face the greatest challenges in balancing these competing needs.
A profile on the UnitedHealthcare Community & State partnership with Chicanos Por La Causa.