“Four of the largest mortgage lenders in the country are leading a coalition that is calling on the Consumer Financial Protection Bureau to make to changes to the Ability to Repay/Qualified Mortgage rule.”
“The housing goals language in the report is a non-starter that undercuts the value of everything else in the paper. And let’s be clear, there’s no getting around Congress on the housing. They are written into the law and the civil rights community and a broader group of housing experts, including the National Housing Conference and most of our members have made clear, we won’t accept any back-tracking on this critical element of the system.” – David M. Dworkin
“It’s really a road map to government-sponsored enterprise (GSE) reform rather than a blueprint. It includes a mix of ideological red meat for conservatives and practical suggestions and concessions to moderates and liberals. There are different paths you can take. I expect the strategy is to move forward incrementally with Congress as opposed to acting unilaterally, which the administration has enormous power to do.” -David M. Dworkin
“Both in the Obama administration and during periods of bipartisan negotiations the focus was on whiteboarding a totally new system. It is too hard. The current system is too embedded and the unintended consequences are too unpredictable.” – David M. Dworkin
“I think of this as a roadmap and not a blueprint, because there are a lot of paths they can take, but they pretty clearly signal the ones they like and the ones they’re giving lip service to. I expect them to move forward incrementally on the administrative reforms, so that Congress has time to make adjustments in the statute.” -David M. Dworkin
“Because so much of the affordable housing requirements are set in law, Congress is the only place you can make dramatic change and still be compliant with the law.” – David Dworkin
“Developing organizational relationships is a key element in addressing housing as a social determinant of health, a recent report from the National Housing Conference says.”
“The median sales prices of homes in five out of six Colorado metro areas range from 12% to 116% higher than the national median sales price of $252,000, according to a report from the National Housing Conference.”
“While Beto O’Rourke and Gov. John Hickenlooper briefly raised the issue as an aside, none of the moderators asked about housing affordability and no one debated solutions to this growing crisis that is impacting both urban areas — including Detroit — as well as rural areas throughout the country.” – David M. Dworkin
“When you look at new household formation and just normal obsolescence, we’re building a quarter of a million units less than we need just to break even every year. If you look at historic rates of homebuilding, it’s half a million a year, so that’s enormous amount of pressure that ends up getting put on rental markets.”- David M. Dworkin
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