Federal Home Loan Banks: Shaping the Future of Affordable Housing and Community Investment

REGISTRATION OPENING WEEK OF JANUARY 6

This event offers a comprehensive exploration of the Federal Home Loan Banks (FHLBanks) and their mission to provide liquidity to member financial institutions to support housing and community investment. It will look at how these cooperatives, as private sector entities, serve their liquidity mission and how that encourages affordable housing finance in America while preserving local, regional, and community-based banking. Through a series of expert-led panels, attendees will gain a nuanced understanding of how America’s lenders leverage FHLBank programs to address housing needs and how these programs can be used to their fullest potential to address the national housing crisis. Focus will include the full range of priorities of the Affordable Housing Program (AHP), including workforce housing, homeownership, and community development initiatives.

Sessions will explore the structure and benefits of the liquidity, AHP, case studies, and opportunities for improving the program to meet evolving housing challenges. As the FHLBank System approaches its 100th anniversary, participants will also reflect on its historical contributions and discuss strategies for modernizing the system to support future housing finance demands.

Sessions

“Unlocking Affordable Housing Solutions: How Member Banks Leverage Federal Home Loan Banks”

The FHLBanks were created by Congress in 1932 and modernized by Congressional action as recently as 2008 and 2015. Today’s FHLBanks have been charged by Congress with serving the modern finance sector and enabling member institutions to remain liquid, expand access to affordable housing, and support community investment. Experts will discuss today’s utilization, the various programs offered by FHLBanks and the resulting impact on housing and community development. Attendees will gain insight into how member banks strategically leverage these resources to meet regulatory requirements, serve local housing needs, and contribute to economic growth.

“FHLBanks’ Affordable Housing Program: Unlocking Opportunities and Addressing Future Needs”

As one of the largest private sector contributors to addressing the nation’s Affordable Housing needs, the FHLBanks’ AHP is a key contributor to solving the housing crisis. Experts will explore the structure and operation of AHP, its benefits to low- and moderate-income households, and successful projects. Panelists will also discuss challenges and areas for improvement, offering insights into how AHP can evolve to meet future housing needs. Attendees will gain a comprehensive understanding of AHP’s impact and potential enhancements to address the nation’s affordable housing crisis.

“A Century of Impact: Examining the FHLBank System’s Legacy and Future”

As the FHLBank System approaches its 100th anniversary, this session will examine the future direction and needs of the nation’s lenders as consolidation in the banking sector continues. Panelists will offer a critical analysis of the system’s effectiveness in supporting housing finance, community investment, and liquidity for member institutions. Key topics will include innovative initiatives within FHLBanks and the necessary steps to better address today’s and tomorrow’s housing and community investment and economic challenges.