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NHC Beyond 4 Walls Podcast

Statement by NHC President and CEO David M. Dworkin on the introduction of down payment assistance legislation in the Senate

The creation of a federal down payment assistance program for first-generation homebuyers would extend the American dream of homeownership to millions of families who have been excluded from it for too long. Families who lack the advantages of intergenerational homeownership have a harder time affording homes of their own, shutting them out of the opportunity to build wealth through homeownership and perpetuating a cycle of inequality. In concert with other proposals to expand housing opportunities, this bill will go a long way toward ensuring that American families are not locked out of wealth-building due to the circumstances of their birth. It should be funded at the highest possible level.

Statement by NHC President and CEO David M. Dworkin: FHFA suspension of limits on so-called higher-risk loans essential for expanding homeownership

Today’s announcement by the Federal Housing Finance Agency and the U.S. Department of the Treasury that they have suspended limits on so-called “higher-risk loans” made by Fannie Mae and Freddie Mac is an essential step towards increasing opportunities for those who have been denied access to the American dream of homeownership. The so-called “limits on loans with higher-risk characteristics” were unnecessary when they were instituted and only served to prevent credit-worthy homebuyers, disproportionately people of color, from becoming homeowners.

Statement by NHC President and CEO David M. Dworkin on the appointments of Alanna McCargo as President of Ginnie Mae and Arthur Jemison as HUD Assistant Secretary for Public and Indian Housing

These appointments are good news for the housing industry and housing advocates across the board. Alanna McCargo is a major thought leader in the full range of home mortgage lending policy making. She has decades of experience working with a broad range of stakeholders including investors in government securities, mortgage loan servicers, and FHA financed homeowners. She has a deep understanding of the business imperatives and is committed to ensuring that these needs also meet the needs of the Federal Housing Administration’s diverse borrower base.

Statement by David M. Dworkin President and CEO National Housing Conference (NHC) on President Biden’s Intention to Nominate Adrianne Todman for Deputy Secretary of U.S. Department of Housing and Urban Development (HUD)

Adrianne Todman would bring a perfect combination of experience to one of the nation’s most important positions in housing. She understands the needs of HUD’s primary constituencies, who are the housing and redevelopment officials throughout the country navigating HUD’s programs and successfully maximizing the impact of its funding.

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