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Policy Tools

Online resources from NHC provide state and local governments, developers and advocates with tools to learn about affordable housing policy options, access maps and data, build policy strategies and learn from best practices in communities across the country.

Fact Sheets: Tax-Exempt Bonds Finance Affordable Housing

The state and national fact sheets show single-family and multifamily mortgage revenue private activity bonds from 2013 to 2015. They also provide data on the accompanying 4 percent credit for multifamily developments for 2015. Data was provided by the National Council of State Housing Agencies.

National Georgia Massachusetts New York Texas
Alabama Hawaii* Michigan North Carolina* Utah
Alaska Idaho Minnesota North Dakota Vermont
Arizona Illinois Mississippi Ohio Virginia
Arkansas Indiana Missouri Oklahoma Washington
California Iowa Montana Oregon West Virginia
Colorado Kansas Nebraska Pennsylvania Wisconsin
Connecticut Kentucky Nevada* Rhode Island Wyoming
Delaware Louisiana New Hampshire South Carolina
D.C. Maine New Jersey South Dakota
Florida Maryland New Mexico Tennessee

*Factsheets will be available soon, pending additional data.


The Cost of Affordable Housing: Does it Pencil Out?

Rents are high and rising, often pricing out working families. So, why aren’t we building more apartments for these families? This interactive online tool from NHC and the Urban Institute illustrates how charging rents affordable to low-income families makes it difficult to finance affordable housing without subsidy. Building affordable housing requires subsidies, and the Housing Credit isn’t always enough. Developers often must also rely on other federal, state or local programs to finance affordable housing.

This new educational tool helps deepen understanding of the challenges of affordable rental housing finance by allowing the user to explore different “what-ifs.” You can adjust rents, costs, and other factors. You’ll find that most adjustments don’t give you a completed building because the financing doesn’t pencil out.

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